Is there an out of pocket (franchise) for the reimbursement of medical expenses?

What does travel insurance cover? What type of travel insurance do I need and what does it cover? What is the difference between travel assistance and travel sickness insurance? What is Smart Travel Insurance? You are quarantined abroad, but you are not ill When applying for reimbursement of medical expenses, do I first have to contact my health insurance(mutuelle)? From which expenses can a refund be claimed ? What if I am unable to return to Belgium because of an enforced quarantine or lockdown abroad or an infection by the Covid-19? You have been quarantined abroad. After a few days you test positive. Is your stay in quarantine prior to the positive diagnosis considered a period of illness by the travel assistance insurance? You remain in quarantine abroad, but you do not have enough medicines essential to your health that have been prescribed by your doctor until the end date of your stay. Will EA reimburse the PCR test performed before or during my trip?

Why take out travel insurance? What does travel sickness insurance cover? Do I need travel insurance to go skiing? Do I have to take out travel insurance for an Erasmus? Is transport by helicopter to the hospital covered? You show the symptoms of the Covid-19 disease or you are a carrier of the virus and you are abroad. Are you covered? What should I do if I get infected by the Covid-19 abroad? Am I covered for medical assistance and medical expenses abroad in case of Covid-19? Will Europ Assistance intervene if I or my travelling companion are quarantined because there is a risk that we are infected with Covid-19 or if the contact tracing requires us to quarantine ourselves? What if the PCR test of myself or my travelling companion is negative before departure, but turned positive during the trip?