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Smart - Annual Travel Insurance

Our most popular product to protect all your trips

Our best-selling annual travel insurance plan is perfect to cover all your trips for a year. Medical coverage included with worldwide repatriation

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Main guarantees and exclusions

  • All your trips covered during 1 year
  • Medical repatriation and early return
  • Medical expenses abroad covered up to €1,250,000
  • Ski assistance (on and off the ski slopes)
  • Extension of stay in case of natural disasters
  • Trips exceeding 3 months
  • Individuals not domiciled in Belgium
  • Medical cover limited to €1,240 without health insurance
  • Pathological states known prior to travel

THE BENEFITS IN DETAIL

Limitations of Smart Insurance

  • Persons not domiciled in Belgium are not covered
  • Intervention may be limited in some countries

Medical assistance

  • Repatriation of the injured or sick person with an insured companion of their choice
  • Reimbursement of medical expenses abroad up to €1,250,000
  • Refund of unused travel days
  • If necessary, a Europ Assistance doctor will be sent to your location
  • Coverage of insured persons travelling with you

Also included

  • Reimbursement of the costs for early return in the event of hospitalisation/death of a loved one in Belgium
  • Reimbursement of hotel stay in the event of a forced extension of stay
  • Assistance in the event of death
  • Sending glasses, hearing aids, dentures, etc. and medicines

Configure your insurance

Start date of the contract

Number of people

Person(s) to insure
1

Age of the oldest beneficiary

Age at the time of the subscription
0-54 years
55-69 years
70+ years

Additional covers

Here are the possible options for this product
Option World
Extend your European coverage to worldwide coverage.
€ 50
Vehicle assistance
Breakdown and towing service in case of breakdown or accident in Europe, even in case of a flat tire, battery failure, fuel error.
+ Bike assistance in Belgium
€ 68
NoGo cancellation insurance
Your travel budget is covered for cancellation or change for up to €2,500 per person per trip, with a maximum of €20,000 per year.
€ 154
Luggage insurance
Protection against theft, loss or damage to your luggage.
€ 112
Total:
€ 92
Fill in your data
Total:
€ 92
General Terms and Conditions IPID sheet Precontractual information

The IPID sheet contains a summary of the main guarantees. For a complete and detailed overview, please refer to the general terms and conditions. The general conditions and the IPID documents should be read before purchasing the product. For all your questions, you can also contact our customer service department by phone at +32 (0)2 541 91 91.

THE BENEFITS IN DETAIL

Limitations of Smart Insurance

  • Persons not domiciled in Belgium are not covered
  • Intervention may be limited in some countries

Medical assistance

  • Repatriation of the injured or sick person with an insured companion of their choice
  • Reimbursement of medical expenses abroad up to €1,250,000
  • Refund of unused travel days
  • If necessary, a Europ Assistance doctor will be sent to your location
  • Coverage of insured persons travelling with you

Also included

  • Reimbursement of the costs for early return in the event of hospitalisation/death of a loved one in Belgium
  • Reimbursement of hotel stay in the event of a forced extension of stay
  • Assistance in the event of death
  • Sending glasses, hearing aids, dentures, etc. and medicines