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Is a lockdown of a country a covered reason in our cancellation insurances?

No, that's not the case.

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Will Europ Assistance intervene if I want to cancel my trip because I and/or my travel companion have contracted Covid-19? Will Europ Assistance intervene if I want to cancel my trip due to the presence of Covid-19 at my destination? Does Europ Assistance intervene if the transport company refuses me or my travelling companion access to a means of transport (plane, bus, etc.) because there is a risk that we are infected with Covid-19? You are not ill, but you are afraid of contracting the Covid-19 virus at your destination and therefore you want to cancel your trip.